Rivendell Finance was established by Principal Alison Smith to help clients with home loans and Rural finance NSW for their rural or acreage property, hobby farm, lifestyle retreat or large commercial farming property.
Alison’s background includes many years in the corporate world, in general business and financial consulting. She is also a qualified mortgage broker and a member of the FBAA.
Alison’s expertise in acreage and rural property finance is a unique and “niche” knowledge which she enjoys sharing with her clients. Alison operates a farm on her property and has recently built a new home and farm infrastructure. This has given Alison personal experience and insight into the challenges faced when purchasing and developing rural vacant land, financing home construction, agribusiness and general business lending.
Alison looks forward to helping her clients achieve their dreams and goals by sharing her knowledge and expertise. Rural and acreage properties can be quite different to a standard residential home and knowing the tips and tricks of how to navigate the loan application process can make the experience much less stressful, more efficient and achieve a better outcome.
Rural Finance NSW is a government initiative aimed at providing financial assistance and support to rural communities in New South Wales, Australia. This comprehensive program is designed to help farmers, agricultural businesses, and rural residents overcome financial challenges and thrive in their endeavors.
Rural Finance NSW offers a wide range of financial programs, loans, grants, and subsidies to support various aspects of rural life. The initiative recognizes the unique financial needs and challenges faced by individuals and businesses operating in rural areas and provides tailored solutions to address these issues.
Rural Finance NSW offers several financial programs to assist farmers and agricultural businesses in managing their finances effectively. These programs cover various aspects such as drought relief, agricultural productivity improvement, farm innovation and modernization, and risk management.
Given the susceptibility of rural areas to droughts, Rural Finance NSW provides financial assistance to farmers impacted by these natural disasters. This assistance includes concessional loans, subsidies for livestock feed, water infrastructure development, and funding for water carting expenses.
Agricultural Productivity Improvement
To enhance the productivity and profitability of farming operations, Rural Finance NSW offers financial programs to support investments in agricultural infrastructure and technology. This can include funding for farm equipment, machinery, irrigation systems, and other essential resources required for modern farming practices.
Farm Innovation and Modernization
Rural Finance NSW encourages farmers to embrace innovation and modernize their operations to remain competitive in the ever-evolving agricultural industry. Financial assistance is provided to support the adoption of new farming techniques, renewable energy initiatives, and efficient water management systems.
Risks associated with farming, such as fluctuating market prices, weather events, and disease outbreaks, can have a significant impact on the financial stability of rural communities. Rural Finance NSW offers programs to help farmers manage these risks by providing access to tailored insurance policies and financial tools like income protection.
In addition to the various financial programs, Rural Finance NSW offers loans and grants to individuals and businesses in rural areas. These financial resources are aimed at facilitating the growth and sustainability of rural communities and can be utilized for diverse purposes.
Farm Development Loans
Farm Development Loans provided by Rural Finance NSW enable farmers to invest in land, equipment, infrastructure, and other assets required for their operations. These loans are designed to accommodate the specific needs of farmers, offering reasonable interest rates and flexible repayment terms.
Small Business Grants
Rural Finance NSW also supports the growth and development of small businesses in rural areas through grants. These grants can be accessed by entrepreneurs and rural residents looking to establish or expand businesses that contribute to the local economy.
To access the financial programs, grants, and loans offered by Rural Finance NSW, certain eligibility criteria must be met. Detailed information regarding eligibility requirements and the application process can be obtained by visiting the official Rural Finance NSW website or contacting their dedicated customer service team.
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